Every rail behind
one transaction.
ACH, RTP, FedNow, SEPA, Pix and cross-border SWIFT — routed to the cheapest, fastest or most reliable rail, with durable at-most-once egress and one ledger behind all of it.
Route it. Reconcile it. Guarantee it.
United StatesACH · RTP · FedNow
EuropeSEPA credit & direct debit
BrazilPix · BR-Code
Cross-borderSWIFT · ISO 20022
Route
One endpoint picks the rail by cost, speed or reliability — you ask to move money, not to learn a rail.
Reconcile
Every movement is an entry on the same canonical ledger as issuing and acquiring — one truth, not three.
Guarantee
Durable at-most-once egress: a payout reconciles before it leaves, and never fires twice.
Compose
New rails are added to the model, not bolted to the side — your code doesn't change when the rail does.