Built to be trusted.
Money infrastructure earns trust by construction, not by badge. Below is what's true today, stated as status — not as certifications we haven't earned.
The PAN never crosses your stack
Kosha tokenizes at the edge and Token Vault holds the custody — you work in tokens, and your PCI scope shrinks with you.
Fail-closed by default
When a dependency is unreachable, the platform declines rather than guesses. A 422 is a feature, not a bug.
A close you can sign
Daily settlement closes with a cryptographically-signed attestation, and any cycle is replayable to the cent.
In-authorization controls
OFAC / AML screening, 3-D Secure and issuer rules evaluate inside the authorization, on the same ledger that posts it.
Compliance · status
SOC 2 — in progress
PCI DSS — on the roadmap
sponsor-bank model for regulated rails
Pre-GA, said plainly
We're onboarding design partners. We'll tell you what's wired, what's designed, and what's still research — on this site and in the room.