Become the acquirer,
not a hop to one.
Payrithm composes the scheme message itself — a real ISO 8583 or ISO 20022 authorization, as the acquiring participant. One integration: cards, wallets, net-banking and more, on a single-page checkout, smart-routed to the right partner.
Own the wire.
A closed 21-rail enum; composers wired rail-by-rail. Within a wire-family, a new scheme is a DE-profile, not a new codec — that's the moat, not the rail count.
Compose the message
A real 0100 / pacs.008 / NACHA composed as the participant — you become the acquirer, not a hop to one.
One integration
API-based or hosted checkout; cards, wallets and net-banking on a single page — fewer hops, higher conversion.
Smart routing
One endpoint routes each transaction to the right partner by cost, speed or reliability.
Disputes built in
Chargeback, representment, RDR and CE3 evidence run on the same ledger as the authorization.